Our necks can finally stop growing long because we got our HDB 1st Appointment date, 20 January 2006 at 10.20am. The purpose is to pay 5% downpayment for the flat, using our CPF. In exchange, we will get back our $2k booking fee. That is what we are looking forward to. Hehehehehee..........
So the next step is to wait for the flat to be completed. HDB will schedule a 2nd appointment, that is when we will have to empty our CPF and take loan to finance the flat, then they will hand us the keys to our new home !!
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